Choose From Leading Banks, Guided by Our Expertise
The Choice Advantage
Between fluctuating property values, complex eligibility criteria, and the long-term nature of commitments, the mortgage loan journey can feel overwhelming. People don’t just want a loan; they want stability, transparency, and the confidence that they’re choosing terms that will support them for decades. This is where Money Basket makes the difference. As channel partners with multiple banks and NBFCs, we simplify the process by comparing not only interest rates but also repayment flexibility, tenure options, and long-term financial impact. From guiding you on eligibility, preparing documentation, and ensuring approvals to negotiating favorable terms, we work end-to-end so you secure a mortgage that fits your budget and your life goals — without the usual stress or guesswork.
- Access to multiple banks & NBFCs under one platform
- Competitive interest rates through side-by-side comparisons
- Faster approvals backed by established lender partnerships
- End-to-end assistance with paperwork and documentation
- Transparent process with no hidden charges or conditions
- Guidance from experts with 10+ years of loan experience
- Use funds for business expansion, education, medical, or personal needs
- Balance transfer/top-up facilities available
Clear Path Checked
Before applying for a mortgage loan, it’s important to know whether you qualify. At Money Basket, we help you check your eligibility across multiple banks and NBFCs in one go — saving you the hassle of approaching each lender separately. Our team guides you through the criteria, explains how banks evaluate applications, and helps you strengthen your profile if needed. This way, you know exactly where you stand before starting the process.
- Age: 21–60 years for salaried applicants, up to 65 years for self-employed
- Employment: Stable job or consistent business income for at least 2 years
- Income: Minimum monthly income as per lender norms (varies by bank/NBFC)
- CIBIL Score: Generally 700+ is preferred for smoother approval
- Property Type: Clear-title residential/commercial/industrial property
- Loan Amount: Based on property valuation and repayment capacity
Paperwork Simplified
Documentation is often the part borrowers find most confusing, but with Money Basket, the process is made simple. We guide you on exactly what each bank or NBFC will ask for, help you organize the paperwork, and ensure there are no missing pieces that could delay approval. By preparing your documents in advance, you get faster processing, smoother verification, and quicker access to funds.
- Identity Proof (PAN, Aadhaar, Passport, Voter ID, Driving License)
- Address Proof (utility bill, Aadhaar, Passport, rental agreement)
- Income Proof for salaried & self-employed
- Photographs (applicant/co-applicant)
- Employment Proof (appointment letter, employer certificate, business registration)
- Property Documents (sale agreement, title deed, tax receipt, NOC, approved plan)
The Clear Path
Getting a mortgage loan doesn’t need to be complicated. At Money Basket, we break down the process into simple, clear steps so you always know what comes next. From the moment you enquire to the day your loan is disbursed, our team guides you, coordinates with banks/NBFCs, and ensures your application moves forward without unnecessary delays. The result: a smoother, faster, and more transparent mortgage loan journey.
- Initial Consultation – Understand your loan needs and assess basic eligibility.
- Bank Comparisons – Explore offers from multiple banks and NBFCs side-by-side.
- Application Submission – Choose the best option based on multiple banks/NBFCs and submit your application.
- Document Verification – We help organize and forward your paperwork to the lender.
- Approval & Sanction – The bank reviews your application and issues a sanction letter.
- Loan Disbursement
