Choose From Leading Banks, Guided by Our Expertise
The Choice Advantage
Between rising property prices, varying bank offers, and long paperwork trails, the home loan process can often feel overwhelming. People don’t just want a loan; they want clarity, guidance, and the confidence that they’re making the right choice for their family’s future. This is where Money Basket makes the difference. Instead of leaving you to figure out bank offers on your own, we act as your channel partner, giving you access to multiple lenders at once. We help you compare interest rates, check your eligibility, organize your documents, and move faster toward approval.
- Access to multiple banks & NBFCs under one platform
- Competitive interest rates through side-by-side comparisons
- Faster approvals backed by established lender partnerships
- End-to-end assistance with paperwork and documentation
- Transparent process with no hidden charges or conditions
- Guidance from experts with 10+ years of loan experience
Clear Path Checked
Before applying for a home loan, it’s important to know whether you qualify. At Money Basket, we help you check your eligibility across multiple banks and NBFCs in one go — saving you the hassle of approaching each lender separately. Our team guides you through the criteria, explains how banks evaluate applications, and helps you strengthen your profile if needed. This way, you know exactly where you stand before starting the process.
- Age: 21–60 years for salaried applicants, up to 65 years for self-employed
- Employment: Stable job or consistent business income for at least 2 years
- Income: Minimum monthly income as per lender norms (varies by bank/NBFC)
- CIBIL Score: Generally 700+ is preferred for smoother approval
- Property: The property should be legally clear and approved by the lender
- Loan Amount: Based on your repayment capacity and income profile
- Co-applicants: Family members can apply jointly to enhance eligibility
Paperwork Simplified
Documentation is often the part borrowers find most confusing, but with Money Basket, the process is made simple. We guide you on exactly what each bank or NBFC will ask for, help you organize the paperwork, and ensure there are no missing pieces that could delay approval. By preparing your documents in advance, you get faster processing, smoother verification, and quicker access to funds.
- Identity Proof (PAN, Aadhaar, Passport, Voter ID, Driving License)
- Address Proof (utility bill, Aadhaar, Passport, rental agreement)
- Income Proof for salaried & self-employed
- Photographs (applicant/co-applicant)
- Employment Proof (appointment letter, employer certificate, business registration)
- Property Documents (sale agreement, title deed, tax receipt, NOC, approved plan)
The Clear Path
Getting a home loan doesn’t need to be complicated. At Money Basket, we break down the process into simple, clear steps so you always know what comes next. From the moment you enquire to the day your loan is disbursed, our team guides you, coordinates with banks/NBFCs, and ensures your application moves forward without unnecessary delays. The result: a smoother, faster, and more transparent home loan journey.
- Initial Consultation – Understand your loan needs and assess basic eligibility.
- Bank Comparisons – Explore offers from multiple banks and NBFCs side-by-side.
- Application Submission – Choose the best option based on multiple banks/NBFCs and submit your application.
- Document Verification – We help organize and forward your paperwork to the lender.
- Approval & Sanction – The bank reviews your application and issues a sanction letter.
- Loan Disbursement – Funds are released, and you’re ready to move ahead with your property purchase.
